Home Insurance Policies for high risk areas

[Katarzyna Lach]

Hi all, 
I am currently in search for the next STR property, and while analyzing one property of interest I ran into an issue I didn't really experience before. While trying to estimate the home owners insurance, I ran into two companies telling me they won't insure the property because it is in fire risk area. I talked to the local agent and asked to see if she could provide me with insurance that the current owner was using, but unfortunately the current owner does not have the property insured. I got a hold of local insurance office in the city the property is located in, but even they wouldn't provide the policy. My question is, is anyone aware, had good experience with and could recommend and insurance companies that either specialize in high risk properties. I tried Google, but most of the hits I get are the insurance quote crawlers that are not very helpful. Thanks a lot!