Cash Out Refi Question

[Adam Wells]

Good Morning guys. Quick question on a cash out refi. Lender that I have always used for my personal needs, can get me back out to a 30 yr term but rate is 4%, which I feel is a little high in current market. I am being told most banks, including my personal, won't go back out to 30 yr on an investment property, and if they do, their rates are comparable. I want to stay with my guy, now and in the future, because he has been good to me and super easy to work with. But money is money in this world. Is this rate too high for refi on rental property? Should I shop him, and if so, who do you recommend in NC?