How is anyone buying investment properties right now?

[Grant Doyle]

I recently have had the chance to buy a dream property of mine as an investment opportunity. This is a house I lived in while in college and I have had my eye on it every since. The owner recently reached out to me wanting to sell and I really want to buy. I have gotten the insurance quote but when I went to banks to begin the mortgage process I was shocked to find out that Down Payments for investment properties must be 20%-25% and most are on a 20-year loan. HOW IN THE HELL is anyone buying right now? What can I do here? I recently sold my last investment property because of distance and am eager to get back in it, but now it seems next to impossible. Im very very frustrated to say the least.