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Updated over 3 years ago, 07/22/2021

Will Gaston's profile image
Will Gaston's profile image
Will Gaston
Pro Member
  • Rental Property Investor
  • from Columbia, SC
  • Member since Nov 11, 2010
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Will Gaston's profile image
Will Gaston's profile image
Will Gaston
Pro Member
  • Rental Property Investor
  • from Columbia, SC
  • Member since Nov 11, 2010
Connect
Will Gaston
Pro Member
  • Rental Property Investor
  • Columbia, SC
2,209
Votes |
1,689
Posts
Buying & Selling Real Estate

Any Commercial Borrowers Have Success in Rate Modifications?

Will Gaston
Pro Member
  • Rental Property Investor
  • Columbia, SC
Posted

Just got a rate lowered with First Citizens Bank in South Carolina on a commercial note (20 year AM/5 balloon) from 5.25 to 3.5 with only paying 1/2 point fee. I've approached several other of my portfolio lenders asking for modifications and most are open to it.

Has anybody else approached their portfolio lenders on this? If so, any success?

  • Will Gaston
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