Lender ideas, situational decision

[Hunter Jones]

Good afternoon BP fam and Happy Mothers Day to the Moms!! I have a situational question....I have a closing on May 27th on a SF home in a decent area generating $250-$300 cash flow per month, my 15 day due diligence is up tomorrow at midnight. I say that because I have found a 14 unit package that gross $5600 per month for $200,000....I can put $60k down in cash currently...but if I back out of the SF home I can put down $100k on the 14 unit property. NOW, the 14 unit is in a low income area but has proven cash flow provided by the property manager. The SF home is in a good neighborhood where home values will increase over time, the 14 units likely will not, however, utilizing the 2% rule...its at a 2.8!!!!!And from what I understand the 2% rule is kinda for properties that likely will not appreciate much.

Now, I am new to real estate investing, proven by my previous post. The only cash flow I have currently is my regular job, and soon to be a condo I am about to rent out...

Keep moving on the SF home (40k due at closing) valued at 148K 16 year tenant that pays for all maintenance repairs? If so,

how can I get a loan for $140k for 7 duplex's? Hard money? Bank? I am pretty sure the property owner wants to move faster than a regular closing...kinda hinted that....

I need help/ideas....this could be a total game changer for me moving forward in my new investing career.