Portfolio Lending - Suggested today by a credit union - advice?

[Kuriakos Mellos]

Hi everyone,

I am trying to get creative with financing, will be going into my seventh property that will be financed under my name. (I have done conventional financing for all my units, including one which is my primary).  I was told that on property 7, Freddie Mac and Fannie Mae require certain credit scores, which I am legit 2 points off from. So frustrating!  However I started looking around and calling banks and credit unions and someone told me about portoflio lending - Does anyone have any experience in this - easier to navigate? The Good - The bad? Any help would be GREATLY appreciated.

Thanks,

K-Man