How Much Leverage is Too Much?

[Damien Pulvino]

I'm curious what guidance the investors in this community follow in terms of utilizing leverage. For most of us we need to use other people's money to build our real estate portfolio as we don't have money bags sitting in every corner of our house, waiting to be used.

I understand there is no one size fits all answer here but would like to know what other investors adhere to and why. How much debt is too much? Also, what have other investors experienced in terms of at what general point do banks stop lending because one's debt to income ratio is too high?

Looking forward to the community feedback!