Hard money loan lender

[Johnette Crawford]

Has anyone heard of Gelt financial LLC out of Boca Roton Fl owner is Jack Miller they were located in PA but now in Boca Roton, Fl they want me to wire them $1,000 dollars due diligence fees that are non refundable , I feel kinda funny about the deal, they also sent me term sheets 15% interest, 5% origination fees, 3% exit fees $200 per month account services fee 75k rehab 25k hold back what y'all think about this?