Need help picking creative financing

[Aaron Ferguson]

How should I approach owner about creative financing for this multi family property in Colorado?  Listed at 1,350,000.  Owner owes 1,000,000 to the bank and open to creative financing.  I have about 80k in cash reserves.  What is the best way to use little of my cash reserves, make seller feel happy with offer, start generating rental income, and pay little down on the property where all people involved are happy?