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Updated over 4 years ago on . Most recent reply
![Ryan Burch's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/289847/1621441944-avatar-ryanb18.jpg?twic=v1/output=image/cover=128x128&v=2)
80% LTV Cash Out Refinance???
Is anyone currently offering 80% LTV cash out refinances? It seems like every lender has puckered up and is hiding under a rock for the rest of the foreseeable future...
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![Michael Conklin's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/624223/1621494049-avatar-michaelc369.jpg?twic=v1/output=image/crop=2338x2338@0x0/cover=128x128&v=2)
Talk to Mountain America Credit Union, before COVID they had an in house 90% and 85% LTV product, cash out refinance... I have used both. I talked my loan officer there a couple weeks ago and he said they are only doing 80% LTV now due to COVID... So call them up, it's an in-house portfolio loan, so make sure to talk to the loan officer and not just a receptionist or something.