When comparing loan estimates.........

[Dale Miller]

When comparing loan estimates what are the most important things to consider in order to know which deal is the best now and the best in 5 years?

APR? Interest Rate? Origination Fee?

I've been getting mortgage loan estimates and they are very different and actually changed in the last week.

Is it possible to get detailed loan estimates without giving my SSN

My credit score went down 23 points ever since I had 2 estimates so far.