Weird situation - what would your strategy be?

[Barry Je]

Let’s say you’re able to invest 30k a month for 4 years and after that your funds available drops down to basically nothing - forced early retirement.

What would your strategy be to live the rest of your life with an almost certain 10k passive?

Would you do nicer houses nationally pay them off completely hold no mortgages and sit on the cash flow?

Would you do an apartment?

Index funds?

For those 4 years though there’s no time to manage C class houses or property managers. To make that money you’re working so insane it would be literally impossible to find more hours.

One thought I had was higher value A/B class properties. Fewer units with higher cash flow that’s in a more reliable tenant population with newer houses. I’m less concerned with ROR I’m more concerned with the end of the 4 years to have a very solid less headachey 10k+ a month. Over 48 months can get 8 180k houses all cash that rent for hopefully 1600+ and cash flow 1300 which is about 10k passive.

Thoughts? I understand no investment is truly passive. I went the C class route the returns were good but not worth the hours. I care less about the hours and more about hitting the 10k mark and not have to manage many managers with evictions and weird tenants.