Newbie needs HUD advice - title ins./doc stamps!

[Sophie Evans]

READ BOLD FOR SHORT VERSION OF QUESTION!

I'm in a partnership where I'm an active investor (sometimes I do rehab too) and my partner finds the properties. This time, rather than do rehab, I just put up the money and paid invoices as they came in.

The buyer was FHA, really wanted the house before it was on the market and I insisted that I would not pay any seller closing costs (I got totally burned on my first investment/rehab when my partner did not explain clearly to me, a newbie, that I would be paying 4500 of seller closing costs IN ADDITION to regular closing costs. That ate into all my profits, so I did not want this to happen again.)

I get the HUD for this sale and there are 2 line items which are split between buyer and seller - I thought these were buyer costs.
Owner Title Insurance (625 each)
documentary stamps to WD ($770 each).

I've never seen this on my few previous HUDS - except maybe the one where I WAS paying buyer's closing costs...any advice about whether I should question these two items?

If anyone wants to look at my HUD tonight Tues, 11/13/12, PM me your email and I will send it to see if it all looks good. I don't think there is anything wrong about sending a HUD to a stranger, right?!!

I really don't have anyone that is totally on my side in this deal (I know, I know - weird way of doing it, but these guys have done good by me in the past and I am learning/ I do rely on them). I want an independent opinion about whether or not I really should be paying these two charges in particular.

I was being pressured to sign closing docs today after receiving HUD at noon!! I've managed to put it off till first thing AM on Wed 11/14/12.

Thanks for any advice...