No permit pulled on new roof

[Daniel Pinto]

Hi all,

I've come to a verbal agreement with a seller on an off-market deal, and am doing my due diligence. I found out he replaced the roof about 7 years ago and he did not pull any permits when doing the roof. I was planning on doing getting FHA financing and I was told by somebody that I am going to have a hard time getting the home inspected, appraised, and with getting an insurance policy afterwards. I figured I could always hire a roofer to inspect the roof on its own. This is a good deal for me and the numbers work well otherwise.

Does anyone know if this will be a problem? If so, what can I do to mitigate this issue?

[Tim Johnson]

Lots of areas don't require a permit for a new roof, some do some don't.  If it becomes an issue you can also get a roofing company to give you a roof cert to document the roof is in good shape.