how many of you hold your rental properties in your name?

[Michael Seutin]

After holding a few properties in my name, I decided to start an LLC for asset protection as it is recommended everywhere, so my latest property is held in that LLC.
I find it so unconvenient to have an LLC, insurers don't want to ensure rental properties under LLCs, banks don't want to refi LLC... why not just get liability protection and forget about LLCs? so some of you agree and hold all your rentals in your names, or if you have LLCs, how do you deal with banks and insurers?