Reno into closing disclosure

[Rigo V.]

I was listening to one of the BiggerPockets podcasts a few months ago and I think the guest mentions he adds the Reno to the closing disclosure (hud-1). 

Would this allow him to rate and term refi and include the Reno? Why doesn’t everyone do this? I might be misunderstanding him so feel free to clear it up for me. I will try to find the podcast number and post