Dual military using separate VA Loans

[Roemeo Barnette]

I have a question in regards to me and my wife using our VA loans. So my question is since we are both active duty aren’t we both entitled to our VA LOANS “SEPARATELY” ? I can buy a piece of property and my spouse should be able to do the same regardless if we are married was my understanding. 1) I want to buy an investment property with my va loan (yes I know I have to occupy the property for up to 6 months to a year) 2) She wants to buy a house with hersI went through my same mortgage company where I bought my previous property and he said it would be hard to explain that to the lenders since you guys aren’t getting divorced or separated... so I’m just a little confused as to why that would matter if we both are entitled to a va loan separately? 3) Also would it make it better if I used an FHA loan to buy my investment property? Thanks in advance BP !