Our family friend has $150,000 in cash but cannot buy a house.

[Cenddie Alaban]

I was stunned when our family friend told me that she would contribute $100 K in cash towards my purchase of a $250,000 Duplex at Tinley Park, Il. I already made an offer on this Duplex and waiting for the Seller's bank to make their decision on this short sale. How can I insert her money into this transaction? Besides, I'm a newbie and many investors disapproved of this deal the last time I posted it at BP.

A few days later, to save my friend from an unprofitable deal, I ask her to buy a house for herself since she's not into it for profit but to seek a bigger shelter than her condo. Her answer again stunned me, she cannot buy a house she wants because she has no credit, she never owed any one any money her whole life. She has no credit cards nor credit scores.  

My question is; is there a bank or any institution that can lend her money to buy a 200K- 300K house with a  $150K down?