$1 million or $5,000 a month for life

[Dan D.]

This is a question that's been bubbling around recently.

My thought is on this form, the majority would take the $1,000,000 to buy multiple homes or multi-family complexes in the hopes of doing better.  Meanwhile, many of us are on here, trying to build the cash flow and security of having $5,000 cash flow a month.

Which would you choose and what factors or lifestyle choices would need to take place for you to choose the other option?