Can You Insure Title Without A Title Abstract and Survey?

[Russell Brazil]

@Rich Baer maybe you can chime in on this one.  I have a client who used his own lender and title company....and there is no title abstract or survey, which Ive never seen. They are issuing title insurance on the property, but I dont see how you can insure the title without those 2 items. Anyone have experience with this? It doesnt matter much to me either way, Im just curious about it.

[Rich Baer]

@Russell Brazil

If your client had knowledge that something strange was going on they might not pay out. If he was a bona fide purchaser of the insurance and had no knowledge of anything strange he would most likely be OK. However, that does not seem like its the case.