Submitting Offers

[Vanessa Brostovski]

I have a question about submitting offers. Suppose I have found a deal that I have run all the numbers on and looked at. The property is listed by an agent but is NOT an REO or short-sale. Should I find out if they are willing to seller-finance the property first before submitting the offer, or should I go ahead and just submit the offer anyway with my terms? Since I am not dealing directly with the owner, sometimes the realtors are hesitant to help find owner-finance deals, or land-contract deals, etc, seeming like you have to find a way to figure it out. Since i am new at it, I just wanted to figure this whole part out.