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Updated over 8 years ago, 07/15/2016

Ty Murray's profile image
Ty Murray's profile image
Ty Murray
  • from Graham, North Carolina
  • Member since Sep 26, 2015
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Ty Murray's profile image
Ty Murray's profile image
Ty Murray
  • from Graham, North Carolina
  • Member since Sep 26, 2015
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Ty Murray
  • Graham, NC
7
Votes |
23
Posts
Buying & Selling Real Estate

Home in chapter 13 bankruptcy

Ty Murray
  • Graham, NC
Posted

Client is in a chapter 13 and mortgage is behind three months. How difficult is it to buy a home that's in a chapter 13?

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Mitch Messer's profile image
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Mitch Messer
  • Rental Property Investor
  • from Playa del Carmen, México
  • Member since Jan 22, 2014
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Mitch Messer's profile image
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Mitch Messer
  • Rental Property Investor
  • from Playa del Carmen, México
  • Member since Jan 22, 2014
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Mitch Messer
  • Rental Property Investor
  • Playa del Carmen, México
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Mitch Messer
  • Rental Property Investor
  • Playa del Carmen, México
Replied

Hi @Ty Murray. Depends: Is the home mortgage part of the Chapter 13 plan?

If it is, and they are otherwise making their Ch. 13 payments, the mortgage should be getting paid as part of those payments.

If the mortgage is outside of the Ch. 13, the lender is eventually going to foreclose, if the mortgage goes unpaid for too long.

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Ty Murray
  • from Graham, North Carolina
  • Member since Sep 26, 2015
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Ty Murray's profile image
Ty Murray's profile image
Ty Murray
  • from Graham, North Carolina
  • Member since Sep 26, 2015
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Ty Murray
  • Graham, NC
7
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Ty Murray
  • Graham, NC
Replied

it's being paid through the plan.

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