Can you get a conventional loan on a house with no floor covering

[Jack Forester]

Can you get a conventional loan on a house with no floor coverings?  We found a fix-n-rent house, but it has no floor coverings (just plywood).  The current guy seems to have run out of money.  Can you get a conventional loan on a house with no floor coverings or do I need to be prepared to go another route?   Quicken Loans said if the contract has "Escrow for repairs", it will kill the loan.   Local bank said they *might* consider escrowing funds from me or the seller for the repairs, before they close the loan. 

What do you guys normally do?