How to buy through owner financing

[Nick O'Donnell]

I understand the process of buying owner financing, but not sure how to offer, negotiate and close a deal. My goal is to acquire real estate with little or no money, then use the property to yield positive cash flow through rentals. I've been looking at hundreds of listing's and playing with numbers. If bank home mortgage rates are 12% for 30 years. Realistically how much should owner finance homes interest be? please help, thanks!