Helping a Relative.

[Alberto Cordova]

Hello everyone, I might have a potential first deal!! Its actually a relative of mine and she is interested in selling her property since she is thinking in downgrading her home. At the moment she has a mortgage on the home. My question to you would be what type of strategy would I use to approach this? A lease option? She is not having any issues with payments just wants to downgrade. If I do take over the mortgage would that still affect her debt-to-ratio? 

Thank you all in advance for the assistance.