How do I use an fha on a duplex when I need a co-signer for credit reasons?

[Jordan Banks]

I want to buy a duplex when I enter college and house hack the other half. I need a co-signer and I want to use an fha loan. From what I understand this isn’t allowed. Is there another way?

[Jessica Angulo]

Quote from @Jordan Banks:

I want to buy a duplex when I enter college and house hack the other half. I need a co-signer and I want to use an fha loan. From what I understand this isn’t allowed. Is there another way?

When you say credit reasons, is your credit lower than 640? FHA loans will allow lower credit scores, however the minimum down payment would increase from 3.5%. 
For income reasons, you can qualify with a non contingent offer letter (salary position) before you start working.  

Your parents can also be a "Non-Occupant" co-borrower to help you qualify.
There are many options depending on your specific situation to be evaluated: credit, income, liabilities, down payment, etc.