Acquiring a DCSR loan and needing help picking a scenario

[Kevin Vasquez]

Hello everyone.

I picked up a small condo in the Bradenton FL area off a wholesaler and recently rehabbed it. Everything is done and I am considering using a DSCR loan to pull a cash out refi. I've typically only had experience with conventional lending however this time around I'm exploring the DSCR route. My broker sent me these scenarios to review, majority of the difference are

the point buy down amounts. 

Can someone take a look and give me their opinion on which would be the best route to take?