credit unions that does commercial lending

[Miranda G.]

Hey all, looking to purchase my first commercial bldg upstate. The one credit union I called said they'd finance based on 30% down, 1 year of holdback, at 7-7.25% rate, 15 term, 25 year amortization, rate fixed for 5 years, 1% fee, no cost to refinance down the road. Are there any credit unions in NY that could do better? Thanks!