I Would like Creative deal options.

[Joe Threats]

Hey BP fam....

I wanted some feedback on some creative seller finance options.

Scenario: Landlord friend is dumping his properties. List price 138k he owes 20k 4/1

The area can rent for 1200-1500 per month. No rehab needed

My goal is to buy and hold with little to nothing on a down-payment. No more than 5 to 10k.

Possible offers # 1 ....125k 10k down-payment 20 year loan

#2 140k 0 down-payment 2% interest 20 year loan

#3 135k 5k down-payment 0%interest 20 year...

Again my goal is to have cashflow and great COC return which in every offer I should. Is there anything I can add to sweeten the deals so it can be a win-win for both sides?

Thanks inadvance!