NACA Loans in California (Bay Area)

[Carrie Maultsby-Lute]

We're considering going through NACA for an owner-occupied multi-unit and want to know how advisable this is and if anyone has used NACA? I've heard from a realtor-friend that NACA is too cumbersome for a competitive/fast market like Oakland and that it's very hard to get an offer accepted. If you are familiar with NACA as either a realtor, investor, member, etc I would love to hear from you.