Want to switch jobs but lender said no.. Help!

[Seth B.]

Hello all!

I just got back from a home buyers seminar at BMO|Harris Bank. No one showed up so it ended up being me with an agent, lender, and insurance agent. It was really informative meeting for me because it was tailored around me. Lo and behold I may have even found the so called "team"...

Anyways, before I left I was talking to the lender about pre approval and my current job. I currently work in a staffing company and absolutely hate it! It is a soul sucking, 50 hours a week, and my co workers there are just bad.

I have the opportunity to get into a line of work that I am much more passionate about, but it will come at a little bit of a cost. The base salary will be a bit lower (both of these jobs are sales gigs and are base+commission).

When I told this to the lender he advised me that I should not make the switch until I get my first property because it will look bad to the banks that I am switching to a lower paying job. I have been at the staffing company 2.5 years (I'm 26 so not a lot of professional work experience to begin with.. about 4.5 years to be exact).

I wanted to check in with all of you and see what your take on this is. Will I be screwed if I make this jump? I guess I could stay at my current place, but I literally hate it soooooo much! I feel like the guy from office space there.

According to mint.com I have a positive net worth so I'm not in a bad financial situation at all. I don't make a lot of money, but my expenses are pretty low too.

Any insight would be greatly appreciated! And while we are on the topic, should I even be dealing with BMO|Harris Bank? I know my Dad absolutely hates them, and he is not the only person I have heard this from.

Thanks again!