Hi all. I'm a serial BRR-er and have recently hit a wall acquiring more properties because each additional one increases DTI above the level banks will accept--even though the properties cashflow. So it appears that the next step will be to find a commercial lender who will lend in the name of an LLC and get these properties off my personal credit.

My question here is the following: if you own a property financed in the name of an LLC, how do banks look at the income from that property? Do they want you to show two years of tax returns with income coming from the LLC or something similar before counting it? The point is to make the income from rentals business income so that the banks stop counting the debt against me.

Ideas?

I'm also interested in hearing about people's experiences getting credit in the name of an LLC.