Portfolio/Commercial Loan Rates

[Mike McCarthy]

Having been through a handful of conventional mortgages for buy-and-hold properties, I'm exploring a commercial/portfolio loan for my next SFH purchase.

For small investors who have been through this, anything I should specifically prepare for? I have experience and good track record to show, and should have a good property to show.

What rates/costs should I expect?

And lastly, should I be working through a mortgage broker? Or just call a few local banks and talk through it?