Ownership and Title and the Due on Sale Clause

[Rocky Pe Benito]

Hello Bankers, Lenders, and Mortgage Brokers,

What would be the legal way to add a family member to the title and mortgage without triggering the Due on Sale Clause? This family member is managing the property (pays mortgage/interests, taxes/insurance, and collects rents). I would like to remove myself from the mortgage and title since I'm retiring but I cannot just "gift" it because there is still a (conventional) mortgage. Your advice would be greatly appreciated!

Thank you,

Rocky