Under writers??????

[Charles Johnson]

    Hello, I have a question. I am in the process of closing a deal and I just got a few questions from the underwriter, and I need to know how do I let them know whats going on without them bailing? I intend to be honest but Im not sure what they want. Here is the situation, they have 3 addresses for me my primary, and old primary I still use for mail from my employer and a p.o. box I get other mail and also my credit cards are home there.

     1) My primary address is what I used for the loan

     2) My old primary is what I continued to use for my job because other employees were privy to my personal information, so when I moved I just kept my work mail going there, which includes my w-2 unfortunately

     3) and finally my P.O. Box which is in an old city not far from where I currently reside, this is an issue because I did my own taxes a year or two ago and the software locked in my p.o. box city somehow as my primary, when I realized it I tried to change it but couldn't figure it out, so even though I paid a little more in tax because of the address I just left it because it was frustrating trying to fix it.

Now these addresses are coming up and are red flagged I guess, how should I tell this to the Underwriters so they don't think I intentionally am trying to fraud anyone?