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Updated 9 months ago on . Most recent reply

Anthony Zotto's profile image
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Anthony Zotto
  • from Troy, NY
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Anthony Zotto's profile image
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Anthony Zotto
  • from Troy, NY
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Anthony Zotto
  • Troy, NY
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Mortgage Brokers & Lenders

Rate Change Question

Anthony Zotto
  • Troy, NY
Posted

Hello! Quick Question!

I am in the middle of getting a loan with a small credit union in my area, and recently rates dropped and I asked my lender what the rate was now and he said it was the same for my deal. Does this sound right? Thanks!

AZ

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    Russell Brazil
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    Russell Brazil
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    ModeratorReplied

    If your rate was locked, then yes.

    If your rate was not locked, then it depends. Just cause average overall rates dropped, doesn't mean your specific loans with all the specific LLPAs dropped.

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