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Updated over 2 years ago, 05/04/2022

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Useing others credit for a mortgage

Posted

If anyone could help me I would truly appreciate it.

  The problem: 

Looking to buy my first home/investment property. I just recently (within 6 months) declared bankruptcy. I have decent enough amount of money for a down payment but don't believe I'll be able to get a loan on account of the bankruptcy. 

I would like to use my fiances name to aquire the mortgage. Her credit is 760 but nothing really as far as savings. And income is about 36,000 annually.

The question:

Is it possible for her to use my income on a loan? Or for me to give her my savings?

Any thoughts, tips, ideas?

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