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Jean Thermitus's profile image
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Jean Thermitus
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Jean Thermitus
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Mortgage Brokers & Lenders

Debt to Income Ratio

Jean Thermitus
Posted

Should I refinance my personal loan before applying for an FHA loan? Would that increase my borrowing power? Does the AMOUNT of the loan matter more than monthly payment?

Glendale, Arizona
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Monthly payments are what are considered in DTI ratio. Monthly debt payments / monthly income is the calculation

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