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Updated over 3 years ago on . Most recent reply
![Tavon Joseph's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2165651/1626528398-avatar-tavonj.jpg?twic=v1/output=image/crop=1080x1080@420x0/cover=128x128&v=2)
40k saved up good credit minimum debit need loanbut not employed
$40k saved up for starter rental
Hey I’ve been saving up aggressively to get into rental investments I’m currently in college using gi bill and I will be for sometime .I wanted to use the va loan to get a house because rent is really really high where I stay also I need to get started now while I’m young . (1150 just for a room and bathroom.with everything else,like kitchen ect is shared with 4 other roommates located in 😅Prince George county Maryland) But the realtors told me I can’t do anything without employment verification like w2 or pay stub.even though I’m making good verifiable money every month from gi bill and my side business I have great credit also. What can I do to get approved so I can get a house to start renting out the rooms and start putting my money towards something that’s mine.
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![Tim Miller's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/660037/1631639689-avatar-timm116.jpg?twic=v1/output=image/crop=370x370@15x67/cover=128x128&v=2)
@Tavon Joseph Don't believe everything a real estate agent tells you. You'll want to start with a local bank or credit union. They'll be the one's to tell you the best way forward. If no luck with them, you can try hard money. Good luck.