Hard Money Lending Details

[Donovan George]

Hi! My wife and I are kind of new to investing. We have one rent house that we got through a loan and down payment with a bank. But we are trying to do research on hard money lending; We have tried searching the forums here for specific details on how much money you have to have down to get a loan through them? We have a called a couple and they told us 20% of the asking price. Are there any companies that don't ask that much up front? We have some to put for a down payment but not 20%. Any help or pointing us in the right direction to look would be appreciated!