Partnering with someone with good credit?

[Sean Dezoysa]

I have a decent income but lousy credit which will remain that way for years. I wanted to ask if partnering with someone just to get financing for 2-4 unit MFH homes is a thing or not. And if so, what a reasonable equity split might look like to essentially pay someone for their good credit and access to commercial financing?

Thanks for any guidance here

More info in case it helps

My goal, if no partner were involved, is to own 20 units and cash flow $4,000 per month. That's it. If my credit were better I would have just bought the first house, and then refinanced and bought the next as my cash on hand allowed. I plan to do the same with a partner due to the credit issue but am not sure how the numbers change.