How to get started with real estate and renting out house?

[Natasha B.]

I want to do get a multi family house. I heard I need good credit and would have to have a down payment. I learn I could go to a lender. They would give me the money and I would pay them back. I have good credit, but not the down payment yet. Is this a good idea? I don’t want to live in the house. Am I going in the right direction about this? By having a good credit score, planning to save 10,000 or more and or getting help from a mortgage lender? My income isn’t 50,000 a year. But I do get a W2.

Please let me know. How should I start? Is the people I borrow called hard money mortgage lenders?

Thank you