Questions about financing a rehab

[Fareed Simpson Hankins]

Hello, 

It's 2021 and I am creating my goals for the year. 

I was considering the FHA 203k loan to buy my first property (deplux) and rehab it for a long term rental. I don't think I'd be able to though because there seems to be a requirement of working the same job for 2 years, and I am graduating college in a few months. Also, MIPs...

What are other alternatives that would allow me to do this that include the financing of the rehab? Would a conventional bank loan with rehab cost included? Is using a hard money lender & then refinance an option that people do in this scenario? 

Thanks