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Updated over 4 years ago,

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John MacAlister
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Credit Building newbie question

John MacAlister
Posted

I remember years ago hearing that the best way to build revolving credit accounts (credit cards, not secured) was to borrow almost up to the limit, say 80%, then pay it completely off a couple of months later.

Is that still a valid strategy? If not, what is the best way to get your credit limits raised?

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