Cash Out Refinance - Anyone else Struggling?

[Ryan Friess]

Hi all, first-time poster here, and new REI in South Florida needing a little bit of guidance. I've naturally been pretty frugal, and before getting into real-estate, I paid off the majority of a small, 30-year mortgage on my first condo and have around 90k in equity I'm looking to free up to look for another investment property. I've reached out to about 4-5 lenders and they all said they're not offering Cash Out refinancing right now due to the 'risk' with COVID.

Is anyone else struggling with getting a CoR? 

Thanks, community!