Hard money loan?

[Renee Shelkey]

Hello,
I would like to know if it is possible to get a hard money loan in our situation, here is the deal…

My husband and I have a house in North Dakota. The house is a large 3 bedroom 2 baths, with an extra family room, bedroom (non-egress), and bathroom along with a large laundry room downstairs. We have had the place for 5 years and owe about $71,000.00 on a C4D. We had a realtor look at the place as we want to sell it, she said the value would be $125,000.00 - $135,000.00 as is. She said if we could do a little updating like new flooring, paint, etc we could raise the value to around $185,000.00. In order to do this we would need a loan for $15,000.00 to $20,000.00.

We don’t need the loan to be for very long. The housing in this area is selling quickly as we are close to Minot and the Western part of the State. I would really appreciate suggestions from those who are far more knowledgeable than I. Thank you in advance.