First time home buyer and investor: FHA or No FHA?

[Reese Hamilton]

We don't want the higher rate of an FHA and we don't want to pay MIP, but if we utilize FHA we could potentially put down two more 20% down payments on investment properties in the next 12 months. The way I see it I need to pick one of two approaches:

We put down less on an FHA loan for our home. Then start brrrr method on 1 or more investment properties within the year. Then Refinance the FHA after a year.

Alternatively we spend a larger chunk of our down payment money on a conventional loan for our home and wait 1 year before we can start brrrr.

Do I need to get a CPA?

Thanks BP community!