Interest Rates - Current Trends

[Matthew Hord]

I have several loans through a local bank. Roughly 5 properties. All with relatively the same interest rates. I am fairly green to the indies try however making decent returns (at least this is what I think). The rates are about %6.75 on 10 year loans. To be honest I’m pulling between 200 to 300 a month after al cost on each property. My questions are the following. Are my rates to high? Is my cash flow good? And for more clarification I did 10 year at first to pay them off quick however I’m starting to lean towards refinancing to 30 year loans. What is everyone ones opinion? Constructive criticism is very very appreciated.