another property analysis tool question

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why is my ror on appreciation 15% in the critical output report when i put 3 % in the data input form? is it because of the 80% financing option i chose? can someone explain why this is the way it is?

When i do an all cash scenario, a 3% appreciation percentage in data input results in a 3% data output on the ror appreciation line of the critical output report.

from CO report.
RoR on Appreciation 15 % 15 % 15 % 16 % 16 %

confused.. thanks.