Best Financing option when you have enormous student debt

[Megan Serley]

Hi all, I am new to real estate investing. I have been doing a lot of research and I am serious about starting my real estate profile. I have >200,000 in student loan debt because I went to pharmacy school. But I do not want to wait anylonger to find my first investment property. I am looking either for small SFR or multi-family houses in the Utica/Rome/New Hartford area. I have found potential places to look at but I don't know what the best financing option for me would be...to do an FHA loan or try to get a hard money lender. Any thoughts or ideas?